Honestly after reading all this it makes me want to gear up with the cheapest gear and keep everything holstered while I roleplay in different cities that way I don't really care if I get killed, or taken hostage. Also I do believe it makes civs around you start to have a little respect for you and maybe even help you out in times of rdm.
I think a 2 life rule should be enforced in every combat situation with cops. I understand why gangs do feds, banks, evidence lockup and prison because they are looking for fights and there is barely any gang life left on the server. Hopefully V2 will have big changes on that which will help the cops stay in cities. I miss the times when we saw at least 2 cops in every city except Sofia, and a couple roaming about illegal areas.