I had the same problem, but I had 5k left, thinking that the 'drug gangs' took 5k to do a drug run. I tried again and crashed, I was 10k in debt. I thought, "fuck it, quitting the server." I started jumping out of the planes and seeing how far I could go. 180k in debt; I thank @Bilbo Baggins for saving me, I would've had big, brutish men with baseball bats shatter my knee caps and break my arms. Of course I had to pay him back... WITH INTEREST. Overall, find someone to donate to you. If you want, come to server 1 and find me; my in-game name is the same as my forum's. I'll give you some.
TL; DR. - In debt 180k. Fuck you, Bilbo. <3