I try to avoid being toxic on the forums but are you fucking retarded? That point is genuinely degenerative. It doesn't relate to reality whatsoever.
Firstly, cops have WAY greater numbers in most fights at bank. Secondly, become more game-aware and knowledgeable, and 10 cops with downing only VS say 5 rebels w/ 7.62(the ratio of cops:civs is usually way higher) and you can easily overcome them. Employ the right tactics at the right time and lethals aren't needed. Yes you may die a few times, the rebels are usually more skilled and have more to lose, you die you lose 3k big deal. I die, I lose 30k in gear and you pick up my 3k of Y-inventory.
I've seen both sides, I played mostly cop for over 2 years where I actually had to authorize lethals myself, and trust me I did not authorize lethals as much as these new Sgts and LT's do. Still got the job done and won most fights.
I think the problem here is a reluctance for the APD to grow a pair of balls and try new tactics and make clever plays instead of 'oh we zerged/sniped and downed him he got up lets go lethal.'