It doesn't have to be at 100k, you could set it at any amount. Just today we capped drug and when we go to leave it legit had 80$ in it.
That is what I'm saying, it shouldn't just disappear.
The fridge having money in it served a good purpose. Before it was better to set up at another cartel instead of attacking the people taking your cartel. So people would just set up at the other one and just wait for them to attack the next cartel. The money came from just holding the cartels and people would play around that. You would play to get the other gang to log off and you could either beat them off or just not show up and wait until they got bored and left. Because defending is easier, and when you win you get to go and set up at the next cartel and defend again while they regear. Win enough the other gang logs off and you just hold the cartel and make a bunch of money. At least up until now you wouldn't want someone to get away with that 100k. But now I can just wait and save my loadout and take it back when they leave. This also brings up that the timer before being able to recap should be higher.
I didn't put a stopwatch to it, but we had drug for like 3 hours and arms for almost 2 and in that time we got 32k. At that rate I have no reason to be in a rush to defend that cartel when I could just go back later and not miss out on much.
TLDR: Either let the fridge build up a bit more before it auto deposits or just get rid of the fridge altogether.